Brian Joyner is a New York state–licensed Property & Casualty insurance broker and the designated agent for FAIR Plan Solutions.
Brian authors and reviews the FAIR Plan and last-resort property insurance answers on this site, including the general FAQs and the state-by-state questions. Every answer is written to be factual, current, and useful to property owners comparing their coverage options.
As a licensed broker, Brian's focus is helping property owners understand FAIR Plan programs and the alternatives that may be available to them — standard-market, specialty-market, surplus-lines, and DIC wraparound coverage.