FairPlanSolutions.com is a privately owned and operated website run by Open Management Group, LLC. We are not an insurance carrier, and we are not a FAIR Plan or residual-market association. We do not represent any state-mandated FAIR Plan, and we are not endorsed by, affiliated with, or connected to any government agency or state insurance program.
Instead, we operate as a co-operative of independent insurance agencies and licensed brokers. Our member agents shop multiple A-rated carriers to help homeowners and businesses compare alternatives to FAIR Plan and other last-resort property coverage — including standard-market, specialty-market, surplus-lines, and DIC wraparound options.
What we do.
- Review your current situation and coverage needs.
- Shop multiple carriers to find options beyond last-resort plans.
- Package custom coverage solutions for residential, commercial, rental, and condo risks.
- Connect you with a licensed agent who can answer questions and handle quotes.
How we're different.
We are not tied to one carrier. Our member agencies are independent, which means they can compare options from multiple insurers. There is no fee to request a quote, and if an agent cannot find a better solution for you, they will let you know.
Every participating agency and producer is responsible for maintaining the licenses, appointments, surplus-lines authority, and other permissions required for the states and products they handle. License numbers are available upon request and are displayed where required by law.